If you're concerned about what will happen to your credit score if you do not manage your debt wisely? it's important to follow some key steps.
Examine Your Credit Report Periodically
One of the first steps in boosting your credit score is to examine your credit report regularly. Your credit report contains information about your credit history, including your payment history, credit utilization, and the types of credit accounts you have. By reviewing your credit report, you can identify any errors or discrepancies that may be negatively impacting your credit score, whether it's a 650 credit score, 680 credit score, or a 760 credit score. You are entitled to a free copy of your credit report from each of the three major credit bureaus – Equifax, Experian, and TransUnion – every 12 months.
Pay Your Bills on Time
One of the most important factors that impact your credit score is your payment history. Making on-time payments on your bills and loans is crucial for maintaining a goo
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